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FACTS
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WHAT DOES PINNACLE BANK DO
WITH YOUR PERSONAL INFORMATION?
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Why?
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Financial companies choose how they
share your personal information. Federal law gives consumers the right to
limit some but not all sharing. Federal law also requires us to tell you how
we collect, share, and protect your personal information. Please read this
notice carefully to understand what we do.
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What?
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The types of personal information we collect and share
depend on the product or service you have with us. This information can
include:
n Social Security number
and
income
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account balances and
payment history
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credit history and
credit scores
When you are no longer our customer, we continue
to share your information as described in this notice.
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How?
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All financial companies need to share customers’
personal information to run their everyday business. In the section below, we
list the reasons financial companies can share their customers’
personal information; the reasons Pinnacle Bank chooses to share; and whether
you can limit this sharing.
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Reasons
we can share your personal information
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Does Pinnacle Bank share?
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Can you
limit this sharing?
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For our everyday business purposes—
such as to process your transactions, maintain your
account(s), respond to court orders and legal investigations, or report to
credit bureaus
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Yes
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No
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For our marketing purposes—
to offer our products and services to you
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Yes
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No
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For joint marketing with other financial
companies
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No
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We don't share
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For our affiliates’ everyday business
purposes—
information about your transactions and experiences
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No
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We don't share
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For our affiliates’ everyday business
purposes—
information about your creditworthiness
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No
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We don't share
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For our affiliates to market to you
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No
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We don't share
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For nonaffiliates to market to you
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No
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We don't share
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Questions?
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Call 479-619-2000 or go to www.pinnaclebk.com
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Page 2
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What we do
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How does Pinnacle
Bank protect my personal information?
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To protect your personal information from unauthorized
access and use, we use security measures that comply with federal law. These
measures include computer safeguards and secured files and buildings.
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How does Pinnacle
Bank collect my personal information?
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We collect your personal information, for example, when
you
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open an account or
deposit money
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pay your bills or
apply for a loan
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use your debit card
We also collect your personal information from others, such as credit
bureaus, affiliates, or other companies.
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Why can’t I limit
all sharing?
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Federal law gives you the right to limit only
n sharing
for affiliates’ everyday business purposes—information about your
creditworthiness
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affiliates from using your
information to market to you
n sharing
for nonaffiliates to market to you
State laws and individual companies may give you
additional rights to limit sharing.
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Definitions
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Affiliates
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Companies related by common ownership or control. They
can be financial and nonfinancial companies.
n Pinnacle
Bank has no affiliates
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Nonaffiliates
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Companies not related by common ownership or control.
They can be financial and nonfinancial companies.
n Pinnacle
Bank does not share with nonaffiliates so they can market to
you
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Joint marketing
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A formal agreement between nonaffiliated financial
companies that together market financial products or services to you.
n Pinnacle
Bank doesn’t jointly market
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